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Showing posts from March, 2021

Freelancer Before Vacation – How to Save Money

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The holiday period is inherently associated with holidays, rest and trips.  Freelancers who do not combine remote work with full-time work – as we know from the Useme report , this is half of the mobile specialists in Poland – cannot count on the privileges of full-time employees, such as paid leave. This does not mean, however, that a vacation for a freelancer does not exist, but requires good planning and organization. Before setting off on a summer wandering, freelancers complete  additional orders  , put  off  and plan orders so that  during the holidays they do not spend time contacting the client  . We wrote more about freelance holiday strategies. If you are a little late with the spring period of harder work on the holiday fund or plan to leave at a later date, but the completed schedule does not allow you to make additional assignments, you can still save some of your earnings. How to go about it? 1. Set reasonable boundari...

How much do Polish Freelancers Earn

  You can write about the benefits of remote work and freelancing all the time. Some of the benefits are obvious: Remote work gives you more independence, more opportunities for growth and more freedom. Others are less exposed, but just as important: more motivation, more responsibility for yourself and building your brand, and finally a greater sense of control over your life. Remote work is not only a benefit for freelancers. Employers and employers, mainly small and medium-sized companies, also use it more and more often. The ability to work from home for permanent employees is an additional motivation and way to increase productivity. Remote work in the case of contractors employed on contracts is a way to reduce the costs associated with hiring a full-time employee for orders that do not require it. However, is it possible to make a living from being a freelancer? How much does a Polish freelancer earn and who does he work for? As every year,...

Passive Income for Freelancers – How to Create an Online Course

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You work remotely, you have extensive knowledge in your specialization, and you also have a lot of experience thanks to working with many clients. Not only do you know the technical aspects of your field, but you also know how to promote and sell your services. At the same time, you are looking for passive sources of income that will be your protection, for example in the weaker months, or finance your “security cushion”  . Freelancers looking for additional sources of income can use their unnecessary jobs or projects prepared especially for sales. These can be, for example, graphics, photos, actions and prestest for Adobe programs or other tools useful to your colleagues. Another option is to create an online course. It is undoubtedly more time-consuming and requires some investment, but for those freelancers who have managed to gather a certain audience around them and who have the opinion of experts in their field, it can be an interesting option for passive ...

Freelancer and Market Changes Four Challenges for the Self Employed

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The economy has been frozen for over a month, entire industries are threatened with mass layoffs and company collapses – such a picture of the market during the coronavirus pandemic  also  makes  freelancers look to the future with concern. According to a  survey conducted by Useme  , small and medium-sized enterprises are the main clients of freelancers specializing in areas such as  programming, graphics and copywriting. Not all freelancers decide to cooperate based on civil law contracts. Among us, there are also self-employed freelancers who run their own sole proprietorship. While a freelancer natural person has no financial obligations other than those arising from everyday life, a  self-employed freelancer incurs monthly costs related to running a business.  These are primarily high social security contributions, but also the cost of renting an accounting office, coworking space, etc. Some hopes are brought by the so-called Anti-c...

5 Financial Management Tools for Freelancers

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When you’re freelancing but not running a business, it can be quite difficult to separate “for work” from “for yourself” expenses.  It’s not easy to be tempted to, for example, buy a new Apple gadget, if you can justify it on professional grounds, right? Managing  fees, bills, unplanned expenses and spontaneous purchases  is a big challenge not only for freelancers. However, when you are working your sentence, you need to consider your  income irregularities  as well as consider  how you will settle accounts with the client. Why is it worth  analyzing and controlling expenses  ? Freelancers complain about low rates or unrealistic financial expectations of customers. Whether you are happy with your rates or you feel you are earning too little, a meticulous analysis of your expenses will allow you to  eliminate unnecessary purchases  and  regain control over your budget  . It may turn out that “single” coffees in a popular c...

6 Things a Freelancer Under 30 Needs to Know About Finances

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For many young people, the “twenty-something” age is the best excuse for being financially careless and making poor decisions.  Meanwhile, research on the Polish loan market shows that more and more people under 30  are indebted . Although the “record” age is difficult to treat as a determinant of duties or the level of responsibility for yourself, “30” is a good time to organize your finances and think about the decisions you make. So what should a 30-year  freelancer  know about financial planning? 1. Buy or borrow? The first thing that comes to mind in the context of such a question is, of course, buying or renting an apartment. With a small share of rental in the total housing market and rental fees comparable to the installment of a mortgage, for many people the answer is obvious. The decision to buy an apartment is one of the most important in life – a mortgage means long-term, long-term conventions. “Buy or rent” is a question not only...